MoneyPass Network

Surcharge-free cash access, coast to coast

MoneyPass connects card issuers who want nationwide, fee-free ATM access with ATM operators who want more transactions. Cardholders win with no surcharges; both sides of the network win with better economics.

37,000+ ATM locations nationwide
160M cardholders with surcharge-free access
2,000+ participating organizations
2 sides of the network: issuers & operators
How it works

A two-sided network with aligned incentives

Issuers — banks, credit unions and fintech card programs — join the network so their cardholders can withdraw cash at any MoneyPass ATM without paying a surcharge. No branches or ATM fleet required.

ATM operators — independent deployers and financial institutions — enroll their ATMs to become the preferred destination for millions of cardholders, earning more transactions and interchange.

MoneyPass ATMs are where people already are: convenience stores, pharmacies, grocery stores, bank branches and credit unions across the US and Puerto Rico. Thousands of network ATMs also accept deposits.

For cardholders

Finding a MoneyPass ATM is easy

The MoneyPass locator — on the web and in our mobile apps — shows every surcharge-free location. Issuers can embed locator data directly in their own websites and apps.

Join the MoneyPass network

Talk to our network team about issuer participation or enrolling your ATM fleet.